MPCI in all of its forms provides protection against crop yield loss by allowing policy holders to insure a chosen percentage of their Actual Production History (APH). Policies protect a variety of crops against all natural perils.
Crop-Hail products insure against the perils of hail, fire, lightning and transit. These products allow the grower added flexibility when it comes to protecting one's investment. Policies include various coverage levels and deductibles. Within the crop insurance field it has long been assumed that your MPCI covers your expenses and your Crop-Hail covers your profits.
Do you have concerns about grain quality? Turn in a NOL!!
Crops planted on low ground next to rivers that may have flooded, hail damaged crops that may have opened the plant up for molds to get started, and/or very late planted crops would be the primary focus for potential quality issues. But as always, contact Buck Agency with any concerns/issues that might arise.
If the grain was exposed to flood waters, call Buck Agency to turn in a NOL ASAP and do not harvest. Grain exposed to flood waters is considered adulterated by the FDA and will qualify for zero market value if destroyed in an acceptable manner. Do not commingle flood damaged grain with other harvested bushels with unit (field).
Chopping Silage? Need a Production Measurement?
If you are planning to pile feed in the form of silage, earlage, or wet corn, please call Buck Agency to request a Notice of Inspection.
If you are planning to commingle 2019 crops with crop from previous years, please request a Notice of Inspection with Buck Agency.
A Notice of Inspection provides you with the necessary hard records to verify production in the case of a review.